We Built the System the Credit Bureaus Feared

We don’t dispute accounts. We audit the data at its source enforcing
federal compliance through Metro 2® code analysis.

The Problem with the Status Quo

"For decades, the multi-billion dollar credit reporting industry has operated behind a veil of secrecy. They told you that if a debt was yours, it was permanent. They told you that their 'investigations' were thorough. But they didn't tell you the truth: They don't use humans to investigate your disputes. They use an automated AI system called e OSCAR that is programmed to 'verify' data even when it's technically broken."

The Turning Point: The Discovery of Metro 2®

"We didn't start as a credit company. We started as consumer advocates. Our team of data scientists and legal researchers discovered a 'glitch' in the matrix: Metro 2®. Metro 2® is the 426-character universal language that banks use to talk to bureaus. We realized that if a single character in those 426 fields is inconsistent, the law specifically 15 U.S.C. § 1681 requires that the data be deleted. We realized that 'accuracy' isn't a suggestion; it's a legal mandate."

Our Mission: Leveling the Playing Field

"We built because we believe financial freedom shouldn't be reserved for those who can afford expensive attorneys.

We took the same high-level technical auditing software used by elite financial institutions and placed it into a simple, automated platform for the everyday consumer. Our system doesn't 'ask' for deletions; it demands them by proving technical non-compliance."

Our Values

Integrity First:

We don't use "hacks" or "gimmicks." We use the Law and the Data.

Radical Transparency:

You see exactly what our AI sees down to the specific data field error.

Empowerment:

We don't just fix your past; we give you the Stealth Funding tools to build your future.

A NOTE FROM THE CHIEF COMPLIANCE OFFICER.

"For decades, the credit system has been a one-way street. Banks and Institutions have the leverage to report data that affects your life, often with zero accountability for accuracy. I founded National Data Compliance Group to level the playing field.
We are not 'Credit Repair.' We are Auditors. We believe that if a Data Furnisher cannot prove the mathematical validity of a debt record using the Metro 2® standard, they have no legal right to report it. Whether you are a Property Manager trying to collect legitimate revenue, or a Consumer fighting an illegitimate error, our mission is the same: 100% Data Integrity."

Michael White

Founder & CCO

Quick Links

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Contact

Headquarters: Lodi, California

[email protected]

Legal

Terms & Service

Disclaimer: National Data Compliance Group ("NDCG") is a Data Processing and Forensic Audit firm. We are not a law firm, and our employees are not attorneys. We do not provide legal advice. All credit reporting and data furnishing activities are conducted in accordance with the Fair Credit Reporting Act (FCRA) and the Metro 2® credit reporting standards..

CROA Notice: Credit Repair Organizations Act (CROA) disclosures are provided in the Consumer Service Agreement. "Credit Repair" services are strictly limited to the forensic analysis and disputing of inaccurate, unverifiable, or erroneous data. No specific credit score outcome is guaranteed.